BUSINESS 401(k) PLANS

A retirement plan that works for you and your team.

Help attract and keep great people, save more for your own retirement, and take advantage of the tax benefits — with one advisor guiding the plan from design to day-to-day support.

Schedule a Call What I handle

ALREADY HAVE A PLAN?

A second look can pay off.

  • Do you know what your plan costs — and how it compares?
  • When was your investment menu last reviewed?
  • Are your employees actually participating?
  • Is the plan design helping you, as the owner, save as much as you'd like?
START A PLAN OR REVIEW YOURS Let's talk about your business. An introductory conversation to see what makes sense for you and your team. Schedule a Call

Tax credit eligibility and amounts depend on your business and current law; consult your CPA. Investing involves risk, including the possible loss of principal. Tomolonis Financial does not provide tax or legal advice.

WHY OFFER A 401(k)

Good for your people. Good for you.

A well-designed plan is one of the most valuable benefits a business can offer — for employees and for the owner.

01

Attract & keep great people

A strong retirement benefit helps you compete for talent and shows your team you're invested in their future.

02

Save more for yourself

A 401(k) allows much higher annual contributions than an IRA, and the right plan design can help owners save even more.

03

Tax advantages

Employer contributions are generally tax-deductible, and eligible small businesses may qualify for tax credits that help offset startup costs.

WHAT I HANDLE

You run the business. I'll help run the plan.

Plan design

Choosing features that fit your goals — such as safe harbor, profit sharing, and automatic enrollment.

Provider selection & setup

Finding the right platform and getting your plan up and running with your payroll.

Employee enrollment & education

Helping your team understand the plan, enroll, and make confident choices.

Investment menu

Selecting and regularly reviewing the investment options offered to participants.

Ongoing plan reviews

Checking participation, costs, and plan design so the plan keeps working as your business grows.

Coordination

Working alongside your payroll provider, CPA, and plan administrator so nothing falls through the cracks.

HOW IT WORKS

Launching a plan is simpler than you think.

  1. 01

    Discovery call

    We talk about your business, your team, your budget, and what you want the plan to accomplish — for them and for you.

  2. 02

    Plan design

    I recommend a plan structure and provider that fit your goals, and walk you through the costs and features.

  3. 03

    Launch

    We set up the plan, connect it to payroll, and hold enrollment sessions so your team knows how to get started.

  4. 04

    Ongoing support

    Regular plan reviews for you, and a real person your employees can turn to with questions.