Our Foundational Planning Service Simplifies & Organizes Your Financial Landscape.

Perfect For Young Professionals And Families Beginning Their Financial Journey.

We offer bi-monthly hourly Zoom check-ins to keep your plan on track.

Our fee is $3,000 per year—billed at $750 quarterly with a one-year commitment—and includes Tax Planning & Strategy, Budget & Cash Flow Analysis, Investing Guidance, Insurance Review, and Coordinated Estate Planning.

What We Offer

• Tax Planning & Strategy
  Prior-year review, analysis, and observations. Tax reports and scenario analysis. Ongoing communication and collaboration with your CPA throughout the year to assist in planning and implementing your annual tax strategy.

• Budget & Cash Flow Planning
  How money moves through your life. By analyzing income, expenses, and spending patterns in depth, we design a personalized cash flow framework that supports both your lifestyle and long-term objectives. We help you allocate resources intentionally, identify opportunities to optimize savings, and incorporate debt management strategies to enhance financial efficiency.

• Investing
  Help you define what you’re investing in, whether it’s building long-term wealth, buying a home, or getting started on the right foot. We help you determine which account types work best for you, including IRAs, 401(k) s, Roth IRAs, and brokerage accounts. We help you choose an investment strategy that matches your comfort level and time horizon, set up the proper accounts, and create a disciplined plan for adding money over time. Guide to help you avoid common mistakes, stay focused during market ups and downs, and build healthy financial habits from the start.

• Insurance
  Through a comprehensive insurance review, we explain what each policy you own actually covers, where overlaps occur, and where coverage may be insufficient or missing altogether. We help you understand the risks that you may not have considered—such as income loss, long-term care costs, or liability exposure—and we offer guidance on options to strengthen your protection.

• Estate Planning
  We bring structure, clarity, and direction to the estate-planning process. Get organized: review your assets, accounts, insurance, debts, and beneficiary designations to have a clear picture of what you own and how it’s currently protected. From there, we work with you to identify what matters most—providing for children, ensuring guardianship plans are in place, protecting your income, or simplifying things for your loved ones if something happens.

  We also directly coordinate with estate-planning attorneys to help create or update essential documents, such as wills, powers of attorney, and trusts, ensuring everything aligns with your financial goals. Throughout the process, we make complex decisions and break them into manageable steps, helping you feel more confident and in control. The result is a well-structured estate plan that reflects your wishes, protects your family, and brings peace of mind—even if your finances felt messy at the start.

The scope of your foundational plan covers all of the areas listed above, as well as additional topics that may arise. We’re always available to discuss any financial concerns you have, and we maintain a strong network of professionals for referrals when specialized expertise is needed. We’re also committed to addressing your immediate questions and issues promptly.