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Insights on financial planning & investment management intended to educate on financial topics: tax planning, cash flow forecasting, insurance policys, investing, & estate planning.
4 Types of Investments Better Than Your Run Of The Mill Checking Account
Four types of investments that probably offer a rate of return higher than your run-of-the-mill checking accounts and are widely regarded as low-risk and secure investments.
9 Key Issues To Consider When Reviewing Your Life Insurance Policy
It's important to review your life insurance policy to understand your protection and costs. You should consider the pros and cons of replacing, surrendering, or selling your policy. It's also essential to review the cash value accumulation, death benefit, and potential tax consequences of surrendering the policy.
All I Want For 2023 Is A Fed Pivot
In 2022 the S&P 500 has again gone considerably lower due to the FED's actions. The FED has steadily and rapidly raised interest rates. Further, they have indicated additional rate hikes and a continued hawkish stance until inflation is under control.
9 Immediate Steps To Take When You Get Laid Off
In my experience, transitioning from one job to the next can and often does take much longer than one would expect or hope. It may take time to find the right fit, with the right pay, and location. There may have to be concessions on both sides to make it work. Having your financial life in order should help you tremendously as you consider your options.
5 Tell-Tale Signs That Your Financial Situation Is A Hot Mess
In 2010 Demi Lavato tweeted she wanted to sing the National Anthem at the Super Bowl. Then, a decade later, she did it. In 2013, Tom Holland said he wanted to play Spiderman in an interview, well that worked out! What's your goal? What do you want to do with your life? So many dreams, few write them down. Practically none are accountable.
Should You Take A 15-Year Or 30-Year Mortgage?
On the surface, a 15-year mortgage might make sense, but life experiences say a 30 year may be a better option
The Secret Benefit Of Estate Planning
Estate Planning is an essential component to your overall financial plan. It allows you to gain more control over aspects of your life both during your lifetime and after your death.
How To Quickly Decide If You Should Sell A Stock
You don't want to miss out on future gains. Simultaneously, nobody wants to give up profits if the stock begins to decline. So what do you do?
Are You An Investor Or Speculator?
Confusing speculating and investing is a common mistake. Understanding the difference between the two can help protect your wealth and plan for the long term.
Why I left Wall Street
While on Wall Street, I gained extensive knowledge of financial markets, the economy, and human behavior. I honed my professional skills and learned how to manage risk effectively and confidently handle investor emotions. These skills remain invaluable to me to this day.
Are You Wealthy?
At the time, I thought expensive material things were for people that can afford them because they were wealthy. I later learned that expensive material things are for those who choose to pay for them, rich or poor.
“This Stock Is A Screaming Buy”
At times you may feel compelled to check the headlines on CNBC or the Bloomberg channel. You may notice, stocks scrolling across the bottom of your screen, occasionally some even up, 10%, 15%, even 20% + that day!
Do Not Screw This Up
What we learned from the Mortgage Crisis of 2008 can be applied to the Covid-19 Pandemic of 2020 and beyond.
Grateful
It seems as though this worldwide pandemic has come at us so abruptly, smacking us in the face. Your natural reaction may be to strike back, instantly. Do something rash.
What To Do When The Stock Market Crashes
A letter I sent out to clients as the stock markets were crashing as a result of COVID 19 shutting down the world.
Confessions Of A Job Changer
I wasn’t switching industries but was looking for a firm that would better support my desire to provide a more holistic, planning approach to managing investors' portfolios.
Bah Humbug
If you actually knew your fate, would you change your current lifestyle? If you knew you had exactly 20 years of life left, what would you do differently? …
It’s a Grind
Sometimes you may feel like you’re moving in slow motion, at a standstill, or even digressing. Unexpected expenses can trip you up.
You Don't Invest To Make Money
Maybe your objective is to invest your money so that you can eat, have a roof over your head, enjoy life, and hang out with your friends. ..